The legal liability of an employer to its employees is required to be insured by Law. The minimum limit of indemnity is £10,000,000. Excess layers can be purchased by businesses in higher risk areas to increase their protection. Legal defence costs are included in defending the business against an allegation of negligence by an employee.
Here are some examples of claims stories settled by insurers with whom we work.
SGIS regards this as fundamental protection to be included in your insurance portfolio.