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All Risks or Specified perils protection can be arranges to protect Business assets such as Building, Machinery, Plant, Fixtures, Contents, Stock.
The sums insured should reflect the true cost to reinstate such items in the event of destruction.
Incorrect lower values can lead to insurers reducing the amount they will pay in the event of a claim, (Average).
Consideration should also be given to debris removal costs, professional fees when calculating the sums insured, which can often be overlooked.